The crucial machine that most business owners forget to insure...

So, you run a business and you’re looking at what to insure.

Smart move – protecting your assets is smart.

So you start asking yourself the crucial questions, troubleshooting, thinking about where you’re vulnerable:

– What would I do if the premises burnt down?
– What if I drop my laptop?
– What if my top salesperson drops their laptop?
– What if the company vehicle gets stolen?
– What if the stock gets stolen?

So far, so good.

Chances are you’ve got buildings and contents insurance, which means that your premises and everything inside it is protected from the elements, accidents and so on and so forth.

Same deal with your vehicles – they all need insurance by law, which means that if one gets stolen, it’s annoying, but not the end of the world.

Maybe you’re nodding your head at this point, thinking that you’re pretty sorted.

But what if I told you that there’s a machine in almost all businesses that is often NOT insured?

And to go a stage further, what if I explained that that machine is far more valuable than your vehicle, your premises, your computers or your stock?

As machine that produced money for your business, day in, day out.

You’d probably be pretty keen to know what that machine was, and how you could insure it, right?

Well, I’ve got bad news and good news.

The bad news is that you DO have at least one of those machines in your business, and in reality, you could well have several.

So, enough with the smoke and mirrors, the machine is probably you and/or other members of your team.

If something happened to you, or a key member of staff, what would happen next?

Would the business be able to operate?

Would you lose revenue?

Would you have enough cash to survive for a month, three months, six months?

If the answers to those question make for unpalatable hearing, then here’s the good news:

You CAN insure against these eventualities.

Whether it’s the death of a business owner, or a key person within the business, or whether a key person is unable to work for any reason, key person insurance can help nullify that risk, ensuring you can continue to provide for your family, whatever happens.

And if you don’t have key person insurance in place, that needs to change ASAP.

Call us now on 01252 217079, or email us at team@yourbp.co.uk and we’ll chat about how you can get key person insurance implemented into your business without delay.